In Bankruptcy

There is a common misconception that people local to Danbury can file bankruptcy at the Danbury Supreme Court. There is no Bankruptcy Court in Danbury. Connecticut has three Bankruptcy Courts: Bridgeport, New Haven and Hartford. Residents of Fairfield and Litchfield Counties file bankruptcy in the Bridgeport Bankruptcy Court. New Haven County residents file in the New Haven Bankruptcy Court. All debtors who file Chapter 7 Bankruptcy in either the Bridgeport or New Haven Court will have to meet with a Bankruptcy Trustee in downtown New Haven.

Bankruptcy can seem like an overwhelmingly burdensome process. With more than 26 years of experience as bankruptcy attorneys, Bellenot & Boufford LLC is able to unburden the process, making it efficient and orderly.

We start by collecting the necessary information. We discuss timing. There are cases that need to be filed ASAP. There are cases when the debtor will benefit by waiting. We prepare the entire bankruptcy package and when the timing is right we file with the appropriate court.

Most Chapter 7 Bankruptcy cases consist of:

  • Chapter 7 Petition
  • Schedules A-J (Listing assets, debts, income & expenses, co-debtors, Contracts…)
  • Statement Of Financial Affairs (Answers to various questions about your financial affairs)
  • “Means Test” (Income Analysis which is one of the determining factors to qualify for Chapter 7)
  • Certificate of completion of an accredited credit counseling class

Some of the additional documents that must be provided to the Trustee:

  • 60 days of pay stubs or a profit & loss statement
  • Last two tax returns
  • Bank statements
  • Retirement plan statements
  • Statement of cash value of life insurance policies
  • Information concerning any injury or other claims you may be entitled to
  • Divorce Agreements
  • If you own Real Estate: mortgage statement; copy of the filed mortgage; brokers’ opinion / comparative market analysis; copy of any liens recorded against the property
  • Trust documents
  • Probate documents (If someone has died or does die within 6 months of filing and you are to inherit from the estate)
  • Certificate of completion of a financial management class taken after the day the petition was filed (Required to receive discharge)

These are some the common documents required in a basic chapter 7 filing, but there are cases that require additional documentation. The list may appear daunting, but the bankruptcy attorneys at Bellenot & Boufford LLC will make the process smooth and take the stress out of preparing to file for Chapter 7 Bankruptcy. We also educate you as to the entire bankruptcy process. Our clients find that this demystifies the process and helps them relax even more.

Contact Us for a free 30 minute phone consultation.

Serving Danbury, Connecticut and all of Fairfield and New Haven Counties.

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