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Tens of millions of people lost their jobs because of Covid-19.  Less than half have returned back to work.  More than 50% have not.  The pandemic has hit the restaurant, travel, bar and retail [...]

The collection process begins almost immediately after going past due on your debts. There are ways to avoid the harsh treatment that comes with practices employed by many collection agencies. [...]

True Or False … Bankruptcy Will Not Discharge Federal Income Taxes? No! Not true. Filing Bankruptcy can discharge personal income tax liability if: •    It is for personal income tax. •    You [...]

Chapter 7 Bankruptcy will discharge debts that are not excluded pursuant to the Bankruptcy Code. A Bankruptcy discharge enjoins creditors from ever collecting on the discharged debt. Creditors [...]

Whether one qualifies for personal bankruptcy depends on a host of factors that may change month by month. I will cover some of the basics that should give you an idea if you qualify. It is [...]